What Banking Services Do Small Businesses Need?

Your small business can benefit from a dedicated business bank account. These accounts offer specialized bank services, effectively separating business and personal assets and transactions.  The services provided for business accounts vary with every bank, so it is essential to find out about specific offerings before opening an account. Banks may offer the following services


How to Open an IRA at Your Bank

An individual retirement account (IRA) could offer tax benefits and help you plan for your financial future. However, there are different types of IRAs you might choose based on your financial goals. You’ll also need to carefully consider where you open your account to make sure you get the most out of it. So, let’s


Best Security Practices for Mobile Banking

Mobile banking has become a preferred choice for many people, because of its unmatched accessibility and reliable security standards. However, keeping your bank accounts secure also requires following a set of best practices to prevent the risks of unauthorized access and stolen credentials.  An increasingly digital world has seen a steady rise of malicious parties


How to Effectively Negotiate

The art of negotiation determines the success of a business deal, and implementing a systematic approach increases the chances of arriving at a positive outcome for all parties.  As such, meticulous preparation remains integral for a successful negotiation, and you should avoid entering talks without clearly identifying the priorities for each group or individual involved


How to Boost Your Banking Security

More than 65% of U.S. residents use digital banking on their smartphones or computers. The convenience of accessing personal and business accounts online makes digital banking very attractive. Without taking the right precautions, though, it could also undermine the banking security that keeps your private information safe. Follow these three tips so you can boost


What to Expect Before, During, and After Signing a Loan

Getting commercial loans can help you start or grow your business. The application process, however, can seem daunting to some business owners. The following information will help you anticipate everything you need to know before, during, and after finalizing commercial loans. Before: Know What Types of Commercial Loans Suit Your Needs Community banks typically offer


The 10 Most Common Budgeting Mistakes

Managing your household budget can be challenging at times. Sometimes it might seem like you have to miss out on the little luxuries in life to pay the bills. However, it could be simply that you’re falling into some of the many budgeting mistakes everyone makes from time to time. Handle your money management better