Money Market Account – Why it’s the Best of Both Worlds

Using a money market account with a community bank in Smyrna, GA can be a great way to earn interest on your savings. It’s a cross between a savings account and a checking account, giving you the best of both worlds. Learn more about money market accounts below. What is a Money Market Account? A

How to Prevent Fraud of Your Financial Accounts

Fraud and identity theft are prevalent threats in the modern world as communities grow dependent on digital technology. Malicious actors have resorted to increasingly sophisticated tactics in obtaining private and confidential information from uninformed targets – exploiting the vulnerabilities in remote devices and networks.  Most banks provide basic security features. However, the best means of

A Guide to Vinings Bank Mobile Banking

Vining Banks is proud to offer two mobile banking tools, one for personal use and one for business clients. Both apps feature a full range of functionality to make banking from your mobile device fast and easy. Here’s what you need to know about these two apps and how to download the right one for

Learn About 5 Different Accounts Your Bank Offers

Business bank accounts need to address the unique needs that businesses face when paying invoices, expanding their reach, developing new products, and building more financial success. Vinings Bank’s focus on community banking means that you can get the specific business banking services you need to thrive. You can start by learning about these five popular

Pros and Cons of Using IRA Money to Buy Real Estate

It’s possible to buy real estate using a self-directed IRA, and some experts recommend it. But, is it the right choice for you? It depends on a few factors. To make the right decision for your situation, consider the following advantages and disadvantages of using IRA money to buy real estate. Con: You Have to

A Guide to Switching Banks

If you’re not happy with your current bank, it may be time to switch to a different one. But before diving into the switch, take a look at the steps to follow for the process to go smoothly. Open an Account at a New Bank If you’re thinking about switching banks, don’t simply close the old

Is Your Money Safe in a Bank?

As your business becomes more profitable, you might have questions about the best way to store your money so you have little chance of losing it. This is an especially common concern during hard times, such as a recession or global pandemic. So is your money safe in a bank? Well, experts say the bank

Why Do Small Businesses Prefer Hometown Banks?

If you feel like you always see advertisements for big banks, you might assume that they’re the most popular options for business banking. But it turns out that many small businesses prefer to work with smaller banks in their communities. In fact, one survey found that community banks provide 75% of small business loans in

4 Tips to Reduce Financial Stress

If you’re finding it difficult to rest easy or even sleep due to the state of your finances, you’re not alone. Many contributors can make your finances not add up. Some of the most common include kids, marriage, debt, pregnancy, job loss, health, and inflation. The American Psychological Association estimates that 64% of all stress

5 Ways it Pays to Invest in Your Community

Here at Vinings Bank, we consider our customers like family. Whenever you walk into our community bank or speak with us on the phone, you’ll always receive the utmost respect. After all, keeping you happy and satisfied is our #1 priority. To that point, we also believe in giving back to the place we call