The 10 Most Common Budgeting Mistakes

Managing your household budget can be challenging at times. Sometimes it might seem like you have to miss out on the little luxuries in life to pay the bills. However, it could be simply that you’re falling into some of the many budgeting mistakes everyone makes from time to time. Handle your money management better


What We’d Like You to Know about Vinings Bank

Vinings Bank isn’t like most big banks. Operated by local people, it provides community banking solutions. In this guide, learn what makes Vinings different from mainstream financial institutions and the benefits of hometown banking. Vinings Bank is More Accommodating With Small Business Loans As a community bank, Vinings invests in local people like you. It


Money Market Account – Why it’s the Best of Both Worlds

Using a money market account with a community bank in Smyrna, GA can be a great way to earn interest on your savings. It’s a cross between a savings account and a checking account, giving you the best of both worlds. Learn more about money market accounts below. What is a Money Market Account? A


Learn About 5 Different Accounts Your Bank Offers

Business bank accounts need to address the unique needs that businesses face when paying invoices, expanding their reach, developing new products, and building more financial success. Vinings Bank’s focus on community banking means that you can get the specific business banking services you need to thrive. You can start by learning about these five popular


Pros and Cons of Using IRA Money to Buy Real Estate

It’s possible to buy real estate using a self-directed IRA, and some experts recommend it. But, is it the right choice for you? It depends on a few factors. To make the right decision for your situation, consider the following advantages and disadvantages of using IRA money to buy real estate. Con: You Have to


Is Your Money Safe in a Bank?

As your business becomes more profitable, you might have questions about the best way to store your money so you have little chance of losing it. This is an especially common concern during hard times, such as a recession or global pandemic. So is your money safe in a bank? Well, experts say the bank


5 Ways it Pays to Invest in Your Community

Here at Vinings Bank, we consider our customers like family. Whenever you walk into our community bank or speak with us on the phone, you’ll always receive the utmost respect. After all, keeping you happy and satisfied is our #1 priority. To that point, we also believe in giving back to the place we call


What to Know Before Buying a Rental Property

If you’re looking for a way to generate passive income and obtain financial freedom, buying a rental property is the way to go. Use these tips from our financial experts at Vinings Bank to help you learn more about purchasing a rental property. 4 Factors to Consider When Buying a Rental Property 1. Income Potential