Managing your household budget can be challenging at times. Sometimes it might seem like you have to miss out on the little luxuries in life to pay the bills. However, it could be simply that you’re falling into some of the many budgeting mistakes everyone makes from time to time. Handle your money management better
Tips to Grow Your Emergency Fund, and How Much Should You Have?
An emergency fund is an amount of money specifically to help deal with those unforeseen situations. Your hometown bank can help you set up a suitable savings account to start an emergency fund – but how much should you aim to have in it? We help answer that question and give you some tips on
What We’d Like You to Know about Vinings Bank
Vinings Bank isn’t like most big banks. Operated by local people, it provides community banking solutions. In this guide, learn what makes Vinings different from mainstream financial institutions and the benefits of hometown banking. Vinings Bank is More Accommodating With Small Business Loans As a community bank, Vinings invests in local people like you. It
Money Market Account – Why it’s the Best of Both Worlds
Using a money market account with a community bank in Smyrna, GA can be a great way to earn interest on your savings. It’s a cross between a savings account and a checking account, giving you the best of both worlds. Learn more about money market accounts below. What is a Money Market Account? A
Learn About 5 Different Accounts Your Bank Offers
Business bank accounts need to address the unique needs that businesses face when paying invoices, expanding their reach, developing new products, and building more financial success. Vinings Bank’s focus on community banking means that you can get the specific business banking services you need to thrive. You can start by learning about these five popular
Pros and Cons of Using IRA Money to Buy Real Estate
It’s possible to buy real estate using a self-directed IRA, and some experts recommend it. But, is it the right choice for you? It depends on a few factors. To make the right decision for your situation, consider the following advantages and disadvantages of using IRA money to buy real estate. Con: You Have to
Is Your Money Safe in a Bank?
As your business becomes more profitable, you might have questions about the best way to store your money so you have little chance of losing it. This is an especially common concern during hard times, such as a recession or global pandemic. So is your money safe in a bank? Well, experts say the bank
5 Ways it Pays to Invest in Your Community
Here at Vinings Bank, we consider our customers like family. Whenever you walk into our community bank or speak with us on the phone, you’ll always receive the utmost respect. After all, keeping you happy and satisfied is our #1 priority. To that point, we also believe in giving back to the place we call
What to Know Before Buying a Rental Property
If you’re looking for a way to generate passive income and obtain financial freedom, buying a rental property is the way to go. Use these tips from our financial experts at Vinings Bank to help you learn more about purchasing a rental property. 4 Factors to Consider When Buying a Rental Property 1. Income Potential